From your first login to your next SIP instalment

Here's exactly what happens after you register — no surprises, no fine print buried three pages deep.

Process

Our end-to-end process

1. KYC & account setup

You complete a paperless KYC — PAN, address, bank, and FATCA details — verified against regulatory KYC registries.

2. Risk profiling

A short questionnaire determines whether you're conservative, moderate, or aggressive — and which model portfolio fits.

3. Portfolio construction

We shortlist funds across categories (large-cap, flexi-cap, debt, hybrid, etc.) using consistent, documented selection criteria — not last year's top performer.

4. Bank mandate & first order

You register a one-time mandate (NACH) for auto-debits, then place your first SIP or lumpsum order, executed via BSE StAR MF.

5. Ongoing tracking & review

Your dashboard shows live valuation, XIRR, and allocation drift. We flag when your portfolio drifts from your target allocation.

Fund Selection

How we shortlist funds

Consistency over chasing returns

We weigh rolling 3/5/7-year returns over single-year performance, since one great year is often luck, not skill.

Downside protection

We look at how a fund performed during market corrections, not just how it performed during rallies.

Cost discipline

Expense ratio matters — we favour reasonably priced funds within a category, all else being equal.

Fund manager & process stability

We track manager tenure and process changes, since a fund's history is only relevant if the people running it haven't changed.

Infrastructure

Built on regulated infrastructure, not a black box

Every order you place is routed through BSE StAR MF, the mutual fund order-processing platform run by BSE — the same rails used by banks, RIAs, and large distributors. We never touch or hold your money directly.

BSE StAR MFOrder routing & execution
RTA-verifiedFolios & unit holdings
NACH mandateBank-authorised auto-debit

See it in action

Register in a few minutes and get your first risk-profiled portfolio recommendation.

Create Your Account